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Snowballing your credit cards means to pay off one card with all of your available cash until it is paid off, then move on to the next one. All other cards are paid at their minimum rate until it is their turn to be snowballed. With this snowball calculator spreadsheet, you can enter the rates (including teaser rates) and balances of all your cards, then change the order of the “snowball” to see which will give you the best payoff time and least cumulative expense.
Author : Daniel Slone
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Tags: credit card, credit card payoff, credit card payoff calculator, snowball debt calculator
December 11th, 2009 | Posted in Financial, Loan | No Comments
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This is a perpetual monthly calendar in simple number-in-a-square letter-sized calendar page. And it is created with the automatic formula that will change the calendar date based on the month number and the year that you input. There are four different calendars format that you can select by clicking on the bottom tabs.
Author : Justin Breithaupt, Jr
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Tags: 2010, Calendar, monthly calendar, perpetual
December 11th, 2009 | Posted in Calendar | No Comments
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Checklists are a good habit to get into when you prepare for an outing. This is a printable camping checklist for campers and hikers to help you take the necessary supplies while camping or hiking. Feel free to modify this checklist to suit your needs.
Author : Tom Seery
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Tags: camping, checklist, family camping checklist, hiking checklist
December 11th, 2009 | Posted in Family | No Comments
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Compound interest is an Interest which is calculated not only on the initial principal but also the accumulated interest of prior periods. This spreadsheet will show you how your investment will grow based on that interest calculation.
Author : Roland P. Adler
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Tags: compound interest examples, compound interest formula, compounding, interest
December 11th, 2009 | Posted in Financial | No Comments
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As quoted from wikipedia, bond valuation is the process of determining the fair price of a bond. As with any security or capital investment, the theoretical fair value of a bond is the present value of the stream of cash flows it is expected to generate. Hence, the value of a bond is determined by discounting the bond’s expected cash flows to the present using the appropriate discount rate.
This bond value calculator is created using microsoft excel built-in formula to calculate bond values, yield-to-maturity and duration of those bonds.
Author : Bob Johnston
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Tags: Bond, bond valuation method, Bond Value, discount rate, yield to maturity
December 7th, 2009 | Posted in Financial | No Comments
