Excel Templates

Microsoft Excel now is becoming the most popular spreadsheet in the world, and is already 22 years since being introduced in 1985, where the first version of Excel was released for the Mac in 1985, and followed by the first Windows version released in November 1987. As its competitor, Lotus was slow to bring 1-2-3 to Windows and by 1988 Excel had started to outsell 1-2-3 and helped Microsoft achieve the position of leading PC software developer.

This accomplishment, dethroning the king of the software world, solidified Microsoft as a valid competitor and showed its future of developing graphical software. Microsoft pushed its advantage with regular new releases, every two years or so. The current version for the Windows platform is Excel 12, also called Microsoft Office Excel 2007. The current version for the Mac OS X platform is Microsoft Excel 2004.

Early in its life Excel became the target of a trademark lawsuit by another company already selling a software package named “Excel” in the finance industry. As the result of the dispute Microsoft was required to refer to the program as “Microsoft Excel” in all of its formal press releases and legal documents. However, over time this practice has been ignored, and Microsoft cleared up the issue permanently when they purchased the trademark to the other program. Microsoft also encouraged the use of the letters XL as shorthand for the program; while this is no longer common, the program’s icon on Windows still consists of a stylized combination of the two letters, and the file extension of the default Excel format is .xls.

Excel offers many user interface tweaks over the earliest electronic spreadsheets; however, the essence remains the same as in the original spreadsheet, VisiCalc: the cells are organized in rows and columns, and contain data or formulas with relative or absolute references to other cells.

Excel was the first spreadsheet that allowed the user to define the appearance of spreadsheets (fonts, character attributes and cell appearance). It also introduced intelligent cell recomputation, where only cells dependent on the cell being modified are updated (previous spreadsheet programs recomputed everything all the time or waited for a specific user command). Excel has extensive graphing capabilities.

When first bundled into Microsoft Office in 1993, Microsoft Word and Microsoft PowerPoint had their GUIs redesigned for consistency with Excel, the killer app on the PC at the time. Since 1993, Excel has included Visual Basic for Applications (VBA), a programming language based on Visual Basic which adds the ability to automate tasks in Excel and to provide user defined functions (UDF) for use in worksheets.

As the most popular spreadsheet software in the world, this website would like to offer its template collection which come from plenty of sources which could ease the spreadsheet works for example financial plan template, mortgage template, forex template, business plan template, cash flow template, profit and loss template e.t.c.

Credit Card Payment Calculator

This is a simple credit card payment calculator that should help you calculating credit card payment that you should pay monthly based on your desired month or desired amount of money that you plan to pay.

There are three tables in the payoff goal. The first table will inform you the length of payment months if you pay at minimum. The second/middle table will show you the amount of money you have to pay if you plan to payoff your credit card based on your desired months. And the third table will show you the number of months to payoff your credit card if you only allocate a fixed amount of money each month.

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Yes No Survey Chart

Need a simple chart in excel to visualize your survey results? Perhaps you can download and use this excel chart template. It is created by displaying left bar with blue color for total “yes” results and right bar with red color for total “no” results. To use this template, just go to the Survey Results worksheet and enter your survey results. There are maximum 20 survey item and 150 respondents that can be entered. Once you finished entering all information, the table in yes no chart worksheet will summarize all the data and display it in the chart.

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Printable Blank Monthly Calendar

If you need a monthly calendar in excel without dates, you can download this excel calendar. There are several model in separate worksheets that you can choose. You can personalize based on your needs, or print it as a blank calendar. You can make many copies and use it for your specific needs. Or maybe you can use it as a calendar template for your students for learning calendar. Make sure you delete the [month] and [year] word inside the file before you print it.

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Debt-to-Income (DTI) Ratio Calculator

Your debt-to-income (DTI) ratio can be a valuable number as important as your credit score. It will reflect your economic status where it is defined as the amount of debt you have as compared to your overall income.

Financial institutions or Lenders look at this ratio when they evaluate your loan proposal. A low DTI shows you have a good balance between debt and income and give you a good chance to get the loans or credit you seek.

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