Monthly Budget Planning Spreadsheet Excel Template

Monthly Budget Planning Spreadsheet Excel Template

Times are tough for many Americans. Fluxuations in the economy make it difficult for most to feel they have financial stability. The key to that stability is literally getting your financial house in order. One of the best ways to do so is by utilizing a monthly budget planning spreadsheet Excel template. This template can help determine where you are financially and help you get to where you would like to be.

Using the Monthly Budget Planning Spreadsheet Excel TemplateMonthly Budget Planning Spreadsheet Excel Template

This monthly budget planning spreadsheet Excel template can help even the most unorganized people get things under control. The top of the spreadsheet is dedicated to your household income. The income is broken down by wages, interest/dividends and miscellaneous. This will be the foundation for the remainder of the spreadsheet.

Once your income information has been added, it’s time to move on to the Expenses portion of the spreadsheet. The main Expenses categories include Home, Daily Living, Transportation, Entertainment, Health, Vacations, Recreation, Dues/Subscriptions, Personal, Financial Obligations and Miscellaneous Payments.

Within each category is a collection of subcategories. For example, included in Daily Living are groceries, child care, dry cleaning, dining out, housecleaning service and dog walker. Simply input the amount you spend on the subcategory into the spreadsheet and repeat the process for every subcategory.

Perhaps the best thing about this monthly budget planning spreadsheet Excel template is that it’s also a calculator. You won’t have to worry about trying to do math by hand or with an extra calculator because all of the numbers will be clearly displayed for you.

All the subcategories will reveal a category total, and the total expenses and the amount of cash you have left over or will need will be displayed at the bottom. Guesswork when it comes to finances will be eliminated because as long as you put in the correct information, you will know exactly where every single dime you spent went during a given month.

This monthly budget planning spreadsheet Excel template is just one of dozens of sheets, templates and calculators designed to help you regain control of your finances. In that spirit, these helpful tools are also completely complimentary.

Download: Monthly Budget Planning Spreadsheet Excel Template

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