Excel Retirement Plan
How much pension you need today. Assume, you don’t have liabilities (No house loan, kids education, marriage expenses etc.). Essentially you have managed all your liability and have own house/flat etc and need to maintain current lifestyle. For example, if your currently yearly expenses include your housing/education loan etc. Reduce that amount. Key assumption is your liabilities are met and you are ready to retire and obviously dont want to compromise on your current lifestyle.
This information in this spreadsheet is based on India situation.
Author : Amal Gupta – Wipro Technologies
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