More than ever people want to keep on top of their finances. Money is tight, and people are trying to get as much as they can out of every dollar. One of the places that people are trying to save money is on their home mortgages. If this is a person’s goal, they should check out a free Excel template that covers Loan Amortization. A person can find out ways they can pay off their mortgage early, and other ways to save money. A person with a home loan deserves to find the best possible ways to optimize their loan.