There are plenty of people out there who would love nothing more than to put themselves on a budget. The only problem is that they would prefer a flexible budget so that they do not feel so constrained by it that they are not able to have any fun in their life anymore. This is why it is important to use Excel spreadsheets to try to come up with a flexible budget that you feel that you can live with. You certainly do not want the budget to control you, but you also do not want to make it too flexible that it is easy to break. Use Excel to figure it out.
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