The first thing that anyone who works in finance will tell you is that most people are not saving enough money for themselves realistically. This is true both of people who should know better and those who don’t. However, since you are aware of this, there are things that you can do to make it better. You can start by using a household budget planner to get your finances in order.
This template will help greatly because it will force you to figure out what things need to go into what categories and where you can improve. From there it is up to you to practice self control.