The master account that you keep on all of your finances is clearly the most important one. It is the account where all of the other accounts go into. If you do not have a good account to keep track of all of the rest of this, then you are going to have a difficult time keeping track of your overall financial health.
Get to work plugging your financial information into the Excel program so that you can get the answers that you need in terms of knowing how well you are doing or where you can possibly improve your operations.
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