Microsoft Excel now is becoming the most popular spreadsheet in the world, and is already 22 years since being introduced in 1985, where the first version of Excel was released for the Mac in 1985, and followed by the first Windows version released in November 1987. As its competitor, Lotus was slow to bring 1-2-3 to Windows and by 1988 Excel had started to outsell 1-2-3 and helped Microsoft achieve the position of leading PC software developer.

This accomplishment, dethroning the king of the software world, solidified Microsoft as a valid competitor and showed its future of developing graphical software. Microsoft pushed its advantage with regular new releases, every two years or so. The current version for the Windows platform is Excel 12, also called Microsoft Office Excel 2007. The current version for the Mac OS X platform is Microsoft Excel 2004.

Early in its life Excel became the target of a trademark lawsuit by another company already selling a software package named “Excel” in the finance industry. As the result of the dispute Microsoft was required to refer to the program as “Microsoft Excel” in all of its formal press releases and legal documents. However, over time this practice has been ignored, and Microsoft cleared up the issue permanently when they purchased the trademark to the other program. Microsoft also encouraged the use of the letters XL as shorthand for the program; while this is no longer common, the program’s icon on Windows still consists of a stylized combination of the two letters, and the file extension of the default Excel format is .xls.

Excel offers many user interface tweaks over the earliest electronic spreadsheets; however, the essence remains the same as in the original spreadsheet, VisiCalc: the cells are organized in rows and columns, and contain data or formulas with relative or absolute references to other cells.

Excel was the first spreadsheet that allowed the user to define the appearance of spreadsheets (fonts, character attributes and cell appearance). It also introduced intelligent cell recomputation, where only cells dependent on the cell being modified are updated (previous spreadsheet programs recomputed everything all the time or waited for a specific user command). Excel has extensive graphing capabilities.

When first bundled into Microsoft Office in 1993, Microsoft Word and Microsoft PowerPoint had their GUIs redesigned for consistency with Excel, the killer app on the PC at the time. Since 1993, Excel has included Visual Basic for Applications (VBA), a programming language based on Visual Basic which adds the ability to automate tasks in Excel and to provide user defined functions (UDF) for use in worksheets.

As the most popular spreadsheet software in the world, this website would like to offer its template collection which come from plenty of sources which could ease the spreadsheet works for example financial plan template, mortgage template, forex template, business plan template, cash flow template, profit and loss template e.t.c.

This is a simple credit card payment calculator that should help you calculating credit card payment that you should pay monthly based on your desired month or desired amount of money that you plan to pay.

There are three tables in the payoff goal. The first table will inform you the length of payment months if you pay at minimum. The second/middle table will show you the amount of money you have to pay if you plan to payoff your credit card based on your desired months. And the third table will show you the number of months to payoff your credit card if you only allocate a fixed amount of money each month.

And there are additional total interest information below those tables so you can compare total interests of all three available payoff method.

Need a simple chart in excel to visualize your survey results? Perhaps you can download and use this excel chart template. It is created by displaying left bar with blue color for total “yes” results and right bar with red color for total “no” results. To use this template, just go to the Survey Results worksheet and enter your survey results. There are maximum 20 survey item and 150 respondents that can be entered. Once you finished entering all information, the table in yes no chart worksheet will summarize all the data and display it in the chart.

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If you need a monthly calendar in excel without dates, you can download this excel calendar. There are several model in separate worksheets that you can choose. You can personalize based on your needs, or print it as a blank calendar. You can make many copies and use it for your specific needs. Or maybe you can use it as a calendar template for your students for learning calendar. Make sure you delete the [month] and [year] word inside the file before you print it.

The small boxes inside the calendar is prepared for dates, and the area outside small boxes is prepared for events or important information.

Your debt-to-income (DTI) ratio can be a valuable number as important as your credit score. It will reflect your economic status where it is defined as the amount of debt you have as compared to your overall income.

Financial institutions or Lenders look at this ratio when they evaluate your loan proposal. A low DTI shows you have a good balance between debt and income and give you a good chance to get the loans or credit you seek.

Based on information quoted from Gerri Detweiler, author of The Ultimate Credit Handbook, DTI can be categorized as follows:

• 36% or less: This is a healthy debt load to carry for most people.
• 37%-42%: Not bad, but start paring debt now before you get in real trouble.
• 43%-49%: Financial difficulties are probably imminent unless you take immediate action.
• 50% or more: Get professional help to aggressively reduce debt.

If you don’t have a chance to calculate your DTI manually, you can use this template to help you calculating your DTI ratio. Just enter your income on the left table and your loan/debt on the right table and see your ratio on corresponding cell.

This simple to do list template will allow you to write all of your plan and calculate the completion ratio in horizontal bar visualization. Just add your jobs/tasks and mark it with “v” or any letter when you finished it. You can use it for your weekly or monthly project, so you can measure your capability of completing it 100%.

Or, you can use this template to create the same to do list with microsoft excel. You can modify its layout, add new formulas, add new columns/rows, or other things to suit your own needs.

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This is a multi purpose weekly calendar. You can use it as a weekly planner or just a weekly calendar. There is no date information inside, since it is prepared for general usage. You can print it blank , make some copies, and start to fill your weekly plan and activities. Or you can type your plan and activities before you print it. Once you print it, you can use it as an insertion within your workbook or just stick it on the wall in your work room or your bed room, so you can always access, read and write it easily.

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Year 2012 is coming soon.  You can start to plan your activities in that year. And this is a useful one page 2012 calendar that might help you plan your 2012 activities. You can personalize it to include your important dates by typing your dates and short description at the left and right side of corresponding months. Once you finished typing your dates, put the code for your dates to differentiate the color for marking dates. Red color is generated by letter H, which is an abbreviation of holiday, blue color is generated by letter E (event), and green color is generated by letter R (reminder). This template is designed to work well with excel 2007 or 2010.

Author : R. Musadya

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This is a World Cup 2010 Schedule and Scoresheet written in Excel. You can use this spreadsheet as your FIFA tournament schedule reference. It is developed by the author based on FIFA world cup regulation. So, you can follow any matches and fill the results in the corresponding boxes. The formula inside spreadsheet will calculate the standing in each group automatically until final matches which will reveal the qualifying team to the knock out zone based on FIFA world cup tie regulation. And there is a drawing boxes which will appear automatically if the qualifying teams have to be decided by drawing.

And in the knockout zone, you can fill the result in normal time, extra time and penalty shootout boxes, and the formula will reveal the winner for you.

This spreadsheet is translated into 45 languages and 300 time zone that can be selected based on your preference.

Author : R. Musadya

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You can use this weekly class planner spreadsheet to plan your class weekly activities. There is automatic formula inside the spreadsheet so you can type your plan once, and the formula will arrange your plan tobe appear weekly based on your priority selection. You can use this as your weekly class schedule also.

Author : R. Musadya

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