{"text_format":"3","workbook":"xls","n_sheets":2,"sheets":["Mortgage Refinancing","Variables"],"not_rendered":{"external_links":1,"defined_names":17},"read":"whole","date_system":"1900","formulas":"cached_only"}

{"sheet":"Mortgage Refinancing","index":0,"n_rows":32,"n_cols":6,"rows_kept":32,"merged":[[2,1,2,5],[3,1,3,4],[4,1,4,4],[5,1,5,5],[6,1,6,4],[7,1,7,4],[8,1,8,4],[9,1,9,4],[10,1,10,4],[11,1,11,4],[12,1,12,4],[13,1,13,5],[14,1,14,4],[15,1,15,4],[16,1,16,4],[17,1,17,4],[18,1,18,4],[19,1,19,4],[20,1,20,3],[21,1,21,3],[22,1,22,3],[23,1,23,3],[24,1,24,3],[25,1,25,3],[26,1,26,3],[27,1,27,3],[28,1,28,3],[29,1,29,3],[30,1,30,3],[31,1,31,3]],"flags":["formulas_cached_only"]}
[null,"Mortgage Refinancing"]
[]
[null,"Personal"]
[null,"Marginal tax rate"]
[null,"Resale plan (months)"]
[null,"Mortgage Terms"]
[null,"Original mortgage amount"]
[null,"Current mortgage rate"]
[null,"Original term (years)"]
[null,"Months paid"]
[null,"New mortgage rate"]
[null,"New term (years)"]
[null,"Points"]
[null,"Refinancing Fees"]
[null,"Application"]
[null,"Title"]
[null,"Legal"]
[null,"Other"]
[null,"Points",{"$nulls":3},""]
[null,"Total fees",{"$nulls":3},""]
[null,"Analysis",null,null,"Current ","Proposed "]
[null,"Mortgage amount",null,null,"",""]
[null,"Mortgage payment",null,null,"",""]
[null,"Months to recover refinancing costs",{"$nulls":3},""]
[null,"Mortgage balance at resale",null,null,"",""]
[null,"Principal repaid to resale",null,null,"",""]
[null,"Total payments to resale",null,null,"",""]
[null,"Total interest to resale",null,null,"",""]
[null,"Tax deduction on interest",null,null,"",""]
[null,"Net interest cost to resale",null,null,"",""]
[null,"Interest savings (costs)",{"$nulls":3},""]
[null,"Total savings (costs)",{"$nulls":3},""]

{"sheet":"Variables","index":1,"n_rows":4,"n_cols":2,"rows_kept":4,"hidden":true,"flags":["formulas_cached_only"]}
["_Example",false]
["_Shading",false]
["_Series","OfficeReady 3.0"]
["_Look",{"v":1,"d":"1 "}]