Those who want to live free of the chains of work at some point in their life need to make sure that they have created a financial plan. There is something known as My Financial Plan that can be set up on an excel spreadsheet in order to give you a better chance of figuring out the plan that you will have set in place for your overall financial goals.
It is great when you are able to put this kind of thing into action simply because you know that you are going to be starting to build towards all of those goals that you have dreamed about for such a long time.
The best way to go about creating a financial plan for yourself is by doing it your way. This means that you take the time to craft all of the pieces of the plan yourself so that you know that you are going to be able to stick to it when the time comes.
It is not always easy to do this kind of thing, but it is something that has to be done if you are serious about starting to make a dent in your retirement goals. You want to use the excel personal financial plan because it will get you places you did not realize where possible.