[enlarge] As defined in Wikipedia, a debt-to-income ratio (DTI) is the percentage of a consumer’s monthly gross income that goes toward paying debts. DTIs often cover more than just debts, DTIs can include certain taxes, fees, insurance premiums and so on. There are two main kinds of DTI which are expressed as a pair [...]
[enlarge] This checkbook register template can be used to record and monitor your income and expenses regularly. And you can use this record to be reconciled with your bank statement and kept it for several months. Author : R. Musadya
[enlarge] The author have created a great budget spreadsheet for the single living dweller called ibudget 2009 using excel 2007 version. And it has a very good layout. You can enter your budget and expenses in weekly worksheet but you can view it monthly or weekly. And it includes year 2009 calendar to be used [...]
[enlarge] You can use this simple spreadsheet as your reminder and scheduler to pay your bills monthly. It consists of columns for your bills due date, paying date plan, amounts and of course name of your bills. There is also month column to be checked when you have paid your bills. Based on this spreadsheet, you can also [...]
[enlarge] This is a simple spreadsheet that will calculate the estimate of life insurance needed to replace the wage-earners income over the specified number of years. Author : Stephen L. Nelson